Experienced Bankruptcy Lawyer in Independence, Missouri
Providing solutions to overwhelming debt
Especially in our poor economy, where jobs are unavailable or pay significantly less than previously, mounting debt can begin to feel unmanageable and overwhelming. At the Law Office of Brian D. Webb LLC, we bring the knowledge and skill we have acquired over 22 years to help you take control of your debt so you can take control of your life.
A negotiator of debt relief options
At the Law Office of Brian D. Webb LLC in Independence, we want what is in your best interest, which is not always bankruptcy. When bankruptcy is not your best option, our experienced negotiators at the Law Office of Brian D. Webb LLC step in on your behalf to persuade creditors to lower your debt and accept more reasonable monthly payments.
An expert in debt analysis
At the Law Office of Brian D. Webb LLC, we truly listen to your needs and thoroughly analyze your case to determine if bankruptcy offers the most effective way to ease your financial burden. We review your debts, income and expenses, and explain the ultimate impact bankruptcy would have on your family, business, home, and future credit. We answer all your questions about the bankruptcy process and the outcomes you should expect. Our compassionate approach to bankruptcy leaves no surprises.
Reprieve through automatic stay
Creditors’ aggressive collection methods unfairly compound the stress of escalating debt. You can put an end to the constant harassing phone calls and letters meant to intimidate you into paying debts you cannot afford. As soon as you file for bankruptcy, creditors must immediately stop collections efforts, including those distressing letters and phone calls. Your attorneys then deal with your creditors so you can regain your peace of mind.
Your bankruptcy options in Missouri
Chapter 7 bankruptcy
If you and your spouse own few assets and earn relatively low wages, Chapter 7 bankruptcy is available to provide relief from your debts through liquidation of your assets. Because many household and personal items are exempt from bankruptcy liquidation, you can make a fresh start with limited disruption to your life.
Chapter 13 bankruptcy
Chapter 13 bankruptcy enables you to prevent your lender from foreclosing on your home. If you and your spouse have substantial incomes, but sudden illness, job loss or another unexpected circumstance has interfered with your ability to pay your debts, Chapter 13 bankruptcy permits you to pay debts over time in smaller amounts.
A bankruptcy attorney in Independence, Missouri you can trust
For skillful assistance with a Chapter 7 or Chapter 13 bankruptcy, call the Law Office of Brian D. Webb LLC at 816-350-9888 or contact us online to schedule a consultation ― first 30 minutes are free.